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Curve (also known as the Curve card) is a payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to make payments and withdrawals from a single card. It lets you switch the bank card you paid with after each transaction is complete.

Using the mobile app, users link their debit and credit cards to the Curve card. A default card from which to make payments or withdrawals can then be set, while users can also switch between cards on the app prior to making payments or withdrawals. Transactions on the card are processed through the MasterCard network.

Get £5 at registration using the following code: D8X6V9LE

Make sure you make a first transaction within 7 days of entering the code or you won’t get the signup bonus!

General

 
Provider Curve OS LTD
15-19 Bloomsbury Way
Holborn
London WC1A 2TH
United Kingdom
Countries - EEA (Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden)
- United Kingdom
Number of Users 600,000 (october 2019)
Banking License EU Authorised Electronic Money Institution (United Kingdom, FCA)
Web page www.curve.app
discover.curve.app
community.curve.app
Mobile Apps Android
iOS
Google Pay Yes (Mastercard cards)
Apple Pay Yes (Mastercard cards)
Samsung Pay Yes (Mastercard cards)
Garmin Pay Yes (Mastercard cards)
Fitbit Pay Yes (Mastercard cards)

Curve Plans

 
Plan Curve Blue Curve Black
Subscription €0/month €9.99/month
Physical Card Mastercard Debit
- €5.00 for card
Mastercard Debit
- card is free
Maximum Number of Cards 1 1
3D Secure Yes, via mobile app Yes, via mobile app
SEPA transfers Not available Not available
SEPA Instant Credit Transfer (SCT Inst) No No
ATM withdrawal - 10 free ATM withdrawals per month, then €0.50 fee
- Currency Conversion Fee: Up to €200 per month without any fees, otherwise 2% fee
- Charges for using your credit card as the selected payment card: Up to €200 per month without any fees, otherwise 2% fee
- 10 free ATM withdrawals per month, then €0.50 fee
- Currency Conversion Fee: Up to €400 per month without any fees, otherwise 2% fee
- Charges for using your credit card as the selected payment card: Up to €200 per month without any fees, otherwise 2% fee
Exchanging currencies Up to €500 per month without any fees, otherwise 2% fee Up to €15,000 per month without any fees, otherwise 2% fee
Transactions - payment from the selected credit card with 1.5% fee where the type of transaction is:
  - MCC 6012: FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES
  - MCC 9399: GOVERNMENT SERVICES (NEC) OR FIRE DEPARTMENTS

- other without fee
- payment from the selected credit card with 1.5% fee where the type of transaction is:
  - MCC 6012: FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES
  - MCC 9399: GOVERNMENT SERVICES (NEC) OR FIRE DEPARTMENTS

- other without fee
SEPA Direct Debit No No
Transferring Your Paycheck No No
Add Money - -
Card Freezes Yes Yes
Spending Limit Yes Yes
Savings Account No No
Credits No No
Cryptocurrency Trading No No
Stock Trading No No
Commodity Trading No No
Accounts for Kids No No
Linking External Bank Accounts No No
Additional Benefits - Go Back In Time: allows you to move transactions made on using your Curve card from one payment card in your Curve app to another (up to € 5,000 in 90 days)
- 1% Cashback at 3 selected retailers for 90-days
- Go Back In Time: allows you to move transactions made on using your Curve card from one payment card in your Curve app to another (up to € 5,000 in 90 days)
- 1% Cashback at 3 selected retailers
- Overseas medical insurance

Other information

 

Sign up

 

You can use this link to open a new Curve account.

Usage

 

Curve BIN Numbers

 
CardsBIN Numbers
Mastercard Debit 537590xx
557427xx
557444xx
CountryBIN Numbers
United Kingdom 53759000
53759001
53759002
53759003
53759004
53759005
Netherlands 53759006
53759007
53759008
55744497
55744498
55744499
Belgium 53759009
53759010
53759011
55742748
55742749
55742750
55742751
55744446
55744447
55744448
Luxembourg 53759012
53759013
53759014
55742761
55742762
55742763
55744458
55744459
55744460
Germany 53759015
53759016
53759017
53759018
53759019
53759020
53759021
53759022
53759023
53759024
55742712
55742713
55742714
55742715
55744412
55744413
55744414
55744415
Ireland 53759025
53759026
53759027
53759028
53759029
53759030
53759031
53759032
53759033
53759034
55742716
55742717
55742718
55742719
55744416
55744417
55744418
55744419
Bulgaria 53759035
53759036
53759037
55742755
55742756
55742757
55744452
55744453
55744454
Hungary 53759038
53759039
53759040
55742791
55742792
55742793
55744488
55744489
55744490
Slovenia 53759041
53759042
53759043
55742782
55742783
55742784
55744479
55744480
55744481
Czech Republic 53759044
53759045
53759046
55742728
55742729
55742730
55742731
55744428
55744429
55744430
55744431
Denmark 53759047
53759048
53759049
55742764
55742765
55742766
55744461
55744462
55744463
Finland 53759050
53759051
53759052
55742744
55742745
55742746
55742747
55744443
55744444
55744445
Greece 53759053
53759054
53759055
55742776
55742777
55742778
55744473
55744474
55744475
Iceland 53759056
53759057
53759058
55742779
55742780
55742781
55744476
55744477
55744478
Italy 53759059
53759060
53759061
53759062
53759063
53759064
53759065
53759066
53759067
53759068
55742720
55742721
55742722
55742723
55744420
55744421
55744422
55744423
Latvia 53759069
53759070
53759071
55742788
55742789
55742790
55744485
55744486
55744487
Lithuania 53759072
53759073
53759074
55742732
55742733
55742734
55742735
55744432
55744433
55744434
55744435
Norway 53759075
53759076
53759077
55742794
55742795
55742796
55744491
55744492
55744493
Poland 53759078
53759079
53759080
53759081
53759082
53759083
53759084
53759085
53759086
53759087
55742724
55742725
55742726
55742727
55744424
55744425
55744426
55744427
Sweden 53759088
53759089
53759090
55742797
55742798
55742799
55744494
55744495
55744496
Austria 53759091
53759092
53759093
55742773
55742774
55742775
55744470
55744471
55744472
Estonia 53759094
53759095
53759096
55742758
55742759
55742760
55744455
55744456
55744457
Malta 53759097
53759098
53759099
55742767
55742768
55742769
55744464
55744465
55744466
France 55742700
55742701
55742702
55742703
55744400
55744401
55744402
55744403
Portugal 55742704
55742705
55742706
55742707
55744404
55744405
55744406
55744407
Spain 55742708
55742709
55742710
55742711
55744408
55744409
55744410
55744411
Slovakia 55742736
55742737
55742738
55742739
55744436
55744437
55744438
55744439
Romania 55742740
55742741
55742742
55742743
55744440
55744441
55744442
Republic of Cyprus 55742752
55742753
55742754
55744449
55744450
55744451
Liechtenstein 55742770
55742771
55742772
55744467
55744468
55744469
Croatia 55742785
55742786
55742787
55744482
55744483
55744484
Revolut
bunq
Google Pay
N26
TransferWise
Apple Pay
Curve
Monese
Samsung Pay