Curve (also known as the Curve card) is a payment card that aggregates multiple payment cards through its accompanying mobile app, allowing a user to make payments and withdrawals from a single card. It lets you switch the bank card you paid with after each transaction is complete.
Using the mobile app, users link their debit and credit cards to the Curve card. A default card from which to make payments or withdrawals can then be set, while users can also switch between cards on the app prior to making payments or withdrawals. Transactions on the card are processed through the MasterCard network.
You can use this link to open a new Curve account.
| UK | EEA | |
|---|---|---|
| Provider | Curve OS LTD 15-19 Bloomsbury Way Holborn London WC1A 2TH United Kingdom |
Curve Europe, UAB Jogailos g. 9 Vilnius 01116 Lithuania |
| Countries | - EEA (Austria, Belgium, Bulgaria, Croatia, Republic of Cyprus, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Romania, Slovakia, Slovenia, Spain, Sweden) - United Kingdom - USA (soon) |
|
| Number of Users | 3,000,000 (November 2021) | |
| Banking License (UK) | UK Authorised Electronic Money Institution (United Kingdom, FCA) | |
| Banking License (EU) | EU Authorised Electronic Money Institution (Lithuania, Bank of Lithuania) | |
| Web page | www.curve.com community.curve.com |
|
| Mobile Apps | Android iOS Huawei AppGallery |
|
| Curve Pay | Yes (Curve Mastercard cards) | |
| Google Pay | Yes (Curve Mastercard cards) | |
| Apple Pay | Yes (Curve Mastercard cards) | |
| Samsung Pay | Yes (Curve Mastercard cards) | |
| Garmin Pay | Yes (Curve Mastercard cards) | |
| Fitbit Pay | Yes (Curve Mastercard cards) | |
| Plan | Curve | Curve X |
| Subscription | €0/month | €4.99/month |
| Physical Card | Mastercard Debit - €4.99 for card |
Mastercard Debit - card is free |
| Maximum Number of Cards | 1 | 1 |
| 3D Secure | Yes, via mobile app or SMS | Yes, via mobile app or SMS |
| SEPA transfers | Not available | Not available |
| SEPA Instant Credit Transfer (SCT Inst) | No | No |
| ATM withdrawal | - 10 free ATM withdrawals per month, then €0.50 fee - Currency Conversion Fee: Up to €200 per month without any fees, otherwise 2% fee - Charges for using your credit card as the selected payment card: Up to €200 per month without any fees, otherwise 2% fee |
- 10 free ATM withdrawals per month, then €0.50 fee - Currency Conversion Fee: Up to €200 per month without any fees, otherwise 2% fee - Charges for using your credit card as the selected payment card: Up to €200 per month without any fees, otherwise 2% fee |
| Exchanging currencies | Up to €1,000 per month without any fees, otherwise 2% fee | Up to €2,000 per month without any fees, otherwise 2% fee |
| Transactions | - payment from the selected credit card with 1.5% fee where the type of transaction is: - MCC 6012: FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES - MCC 9399: GOVERNMENT SERVICES (NEC) OR FIRE DEPARTMENTS - other without fee |
- payment from the selected credit card with 1.5% fee where the type of transaction is: - MCC 6012: FINANCIAL INSTITUTIONS - MERCHANDISE & SERVICES - MCC 9399: GOVERNMENT SERVICES (NEC) OR FIRE DEPARTMENTS - other without fee |
| SEPA Direct Debit | No | No |
| Transferring Your Paycheck | No | No |
| Add Money | - | - |
| Card Freezes | Yes | Yes |
| Spending Limit | Yes | Yes |
| Savings Account | No | No |
| Credits | No | No |
| Cryptocurrency Trading | No | No |
| Stock Trading | No | No |
| Commodity Trading | No | No |
| Accounts for Kids | No | No |
| Linking External Bank Accounts | Yes - available only in UK - view your balances - provider Plaid |
Yes - available only in UK - view your balances - provider Plaid |
| Additional Benefits | - Add up to 2 cards - Go Back In Time: allows you to move transactions made on using your Curve card from one payment card in your Curve app to another (3 uses/month) - Create 1 Smart Rule |
- Add up to 5 cards - Go Back In Time: allows you to move transactions made on using your Curve card from one payment card in your Curve app to another (unlimited) - Create 5 Smart Rules |
Sign up
You can use this link to open a new Curve account.
Usage
| Cards | BIN Numbers |
|---|---|
| Mastercard Debit | 537590xx 557427xx 557444xx |
| Country | BIN Numbers |
|---|---|
| United Kingdom | 53759000 53759001 53759002 53759003 53759004 53759005 |
| Netherlands | 53759006 53759007 53759008 55744497 55744498 55744499 |
| Belgium | 53759009 53759010 53759011 55742748 55742749 55742750 55742751 55744446 55744447 55744448 |
| Luxembourg | 53759012 53759013 53759014 55742761 55742762 55742763 55744458 55744459 55744460 |
| Germany | 53759015 53759016 53759017 53759018 53759019 53759020 53759021 53759022 53759023 53759024 55742712 55742713 55742714 55742715 55744412 55744413 55744414 55744415 |
| Ireland | 53759025 53759026 53759027 53759028 53759029 53759030 53759031 53759032 53759033 53759034 55742716 55742717 55742718 55742719 55744416 55744417 55744418 55744419 |
| Bulgaria | 53759035 53759036 53759037 55742755 55742756 55742757 55744452 55744453 55744454 |
| Hungary | 53759038 53759039 53759040 55742791 55742792 55742793 55744488 55744489 55744490 |
| Slovenia | 53759041 53759042 53759043 55742782 55742783 55742784 55744479 55744480 55744481 |
| Czech Republic | 53759044 53759045 53759046 55742728 55742729 55742730 55742731 55744428 55744429 55744430 55744431 |
| Denmark | 53759047 53759048 53759049 55742764 55742765 55742766 55744461 55744462 55744463 |
| Finland | 53759050 53759051 53759052 55742744 55742745 55742746 55742747 55744443 55744444 55744445 |
| Greece | 53759053 53759054 53759055 55742776 55742777 55742778 55744473 55744474 55744475 |
| Iceland | 53759056 53759057 53759058 55742779 55742780 55742781 55744476 55744477 55744478 |
| Italy | 53759059 53759060 53759061 53759062 53759063 53759064 53759065 53759066 53759067 53759068 55742720 55742721 55742722 55742723 55744420 55744421 55744422 55744423 |
| Latvia | 53759069 53759070 53759071 55742788 55742789 55742790 55744485 55744486 55744487 |
| Lithuania | 53759072 53759073 53759074 55742732 55742733 55742734 55742735 55744432 55744433 55744434 55744435 |
| Norway | 53759075 53759076 53759077 55742794 55742795 55742796 55744491 55744492 55744493 |
| Poland | 53759078 53759079 53759080 53759081 53759082 53759083 53759084 53759085 53759086 53759087 55742724 55742725 55742726 55742727 55744424 55744425 55744426 55744427 |
| Sweden | 53759088 53759089 53759090 55742797 55742798 55742799 55744494 55744495 55744496 |
| Austria | 53759091 53759092 53759093 55742773 55742774 55742775 55744470 55744471 55744472 |
| Estonia | 53759094 53759095 53759096 55742758 55742759 55742760 55744455 55744456 55744457 |
| Malta | 53759097 53759098 53759099 55742767 55742768 55742769 55744464 55744465 55744466 |
| France | 55742700 55742701 55742702 55742703 55744400 55744401 55744402 55744403 |
| Portugal | 55742704 55742705 55742706 55742707 55744404 55744405 55744406 55744407 |
| Spain | 55742708 55742709 55742710 55742711 55744408 55744409 55744410 55744411 |
| Slovakia | 55742736 55742737 55742738 55742739 55744436 55744437 55744438 55744439 |
| Romania | 55742740 55742741 55742742 55742743 55744440 55744441 55744442 |
| Republic of Cyprus | 55742752 55742753 55742754 55744449 55744450 55744451 |
| Liechtenstein | 55742770 55742771 55742772 55744467 55744468 55744469 |
| Croatia | 55742785 55742786 55742787 55744482 55744483 55744484 |
